Mortgage Loan Officer

Position Summary: *This position can be located at any of our 18 branches - please see our website (www.
ssbtexas.
com) for a list of our locations* The Mortgage Loan Officer will originate residential mortgage loans which can be sold in the secondary market.
Actively market services to business referral partners.
Responsibilities: * Emulates SSB&T Core Values.
* Call and visit prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals * Assist prospective borrowers in the proper completion of loan applications * Provide required disclosures * Collect funds for services to be ordered * Gather necessary support documents from prospective borrowers * Provide customer assistance in the selection of loan programs that best fit their needs * Disclose loan terms * Lock in loan interest rates * Coordinate with realtors and borrowers by providing answers to any questions on loan status updates * Provide any significant changes to loan terms or closing dates * Coordinate the loan processing efforts by communicating loan status between borrowers and processors * Monitor the loan process to ensure loans close and fund on the date specified by the borrower * Other duties as assigned Requirements: * Associate’s Degree in Business, Management, Marketing, Finance, or related field, or equivalent work experience * At least three year’s outside sales and mortgage loan experience * Working knowledge of applicable laws and regulations related to mortgage lending * Excellent interpersonal, organizational, and telephone etiquette skills * Must be a self-starter, be able to work independently, and exercise sound judgement * Excellent verbal and written communication skills * Working knowledge of personal computers to include MS Word, Excel, Loan Origination software (preferably Encompass) and Internet Explorer * Ability to work under stressful conditions while maintaining professionalism and enthusiasm * Must have a current Driver’s License and clean driving record * Ability to travel locally Job Type: Full-time Work Location: In person